Someone once asked Reb Noson how he could be happy when he had so many problems and difficulties. Reb Noson answered, “Borrow the happiness!” (Siach Sarfei Kodesh 1-736).
When it comes to money, we rarely hesitate to borrow against future earnings. Well, sadness makes a person feel he’s missing something. The thing to do, as Reb Noson advises, is to borrow from whatever you can think of that makes you happy.
Besides, there’s a big difference between owing money and owing happiness. When money is paid back, it hurts a little. But with happiness, when we pay it back, we have happiness again!
Chaim Kramer, Rebbe Nachman And YOU